Employee Deemed to Have Shifted to GPF-cum-Pension Scheme in Absence of CPF Option: Jharkhand High Court

In a significant ruling reinforcing the principle of employee welfare, the Jharkhand High Court has held that an employee appointed prior to 1 January 1986 would be deemed to have shifted from the CPF (Contributory Provident Fund) Scheme to the more beneficial General Provident Fund-cum-Pension Scheme if no positive option to continue under CPF was exercised within the prescribed cut-off date. The Division Bench clarified that the absence of an express option cannot be used to deny pensionary benefits when the governing scheme itself provides for a deemed conversion in favour of employees.

Case Overview

  • Parties: Kendriya Vidyalaya Sangathan vs. Sh. Bhrigu Nandan Sharma & Devendra Singh Rana (reported by LiveLaw).
  • Court: Jharkhand High Court (Division Bench)
  • Bench: Chief Justice Tarlok Singh Chauhan & Justice Rajesh Shankar
  • Date: 25 December 2025 (reporting date)

Facts

  • The employee worked as a yoga teacher in a Central Government school and was appointed in 1981.
  • He initially came under the Contributory Provident Fund (CPF) Scheme.
  • In 1988, KVS and the Government issued a Memorandum providing that employees in service on 1 Jan 1986 would be deemed to have switched to the General Provident Fund-cum-Pension Scheme (GPF-cum-Pension) unless they exercised a positive option to remain in CPF by the cut-off date.
  • The employee did not submit any option to remain in CPF by that deadline.
  • Upon retirement in March 2019, he sought conversion of his retirement benefits from CPF to the GPF-cum-Pension Scheme.
  • KVS denied this, claiming he had chosen CPF earlier and could not change later.

Legal Journey

  1. The Central Administrative Tribunal (CAT) sided with the employee and directed KVS to convert his account to the pension scheme.
  2. KVS challenged the CAT order before the Jharkhand High Court, disputing the conversion order.

High Court’s Ruling

The High Court upheld the Tribunal’s decision and clarified:

Deeming Provision Applies Even Without Option

  • If an employee did not exercise a positive option to remain under the CPF by the specified cut-off date, then he is deemed to have switched to the more beneficial GPF-cum-Pension Scheme.
  • This holds even if the employee initially chose CPF but failed to file a valid option before the deadline.

Relevant Legal Basis

  • The court relied on the terms of the relevant Government/organization memorandum, which provided that employees still in service on 1 Jan 1986 would be “deemed to have come over” to the pension scheme *unless they exercised an option to stay in CPF by the cut-off date”.
  • Supreme Court precedents (e.g., University of Delhi vs. Shashi Kiran and similar cases) were considered to support the interpretation that the deeming provision applies in absence of a valid option within time.

Equity and Employee Welfare

  • The High Court observed that denying pension benefits on account of timing of option would be discriminatory, especially where the scheme aims to benefit employees.

Outcome

  • The High Court dismissed the KVS writ petitions and affirmed the Tribunal’s direction for conversion to the GPF-cum-Pension Scheme.

Key Legal Takeaways

  1. No Option ≠ No Loss of Benefit: Where an employee fails to exercise the option within the stipulated period, the law deems conversion to the more beneficial pension scheme.
  2. CPF vs GPF-cum-Pension: The rule applies specifically to employees who were in service before 1 January 1986 when the pension switch provisions came into effect.
  3. Express Option Not Mandatory: A positive option to remain in CPF is necessary for retention under that scheme; absence of such makes the deeming provision applicable.

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